John M. Cartolano is the founder and managing member of NetVEST Financial, LLC (“NetVEST”). A Registered Representative with Cetera Advisor Networks LLC, John has been providing straight-forward investment and estate planning advice to Arizona individuals, families and businesses for over 30 years.

After witnessing the lack of educational follow-through by various law firms and other trust drafting companies, Mr. Cartolano decided to fill the need. He has been providing educational trust seminars across the Valley for over a decade to address the questions that many people have before, as well as after creating a trust.

As a veteran estate planner, Mr. Cartolano has reviewed thousands of trust documents and has seen numerous cases in which people’s good intentions and the net worth of their estates were damaged by motived legal advice, estate taxes, creditors, divorce, litigation, improper trust funding, incorrect or incomplete trust documents, and oftentimes just a lack of understanding on the subject in general.

Mr. Cartolano is not an estate planning attorney. He provides the education, creative strategies and foundation for an experienced estate planning attorney or legal document preparation company (both of whom NetVEST has long-standing relationships with) to draft the right documents.

Mr. Cartolano founded NetVEST in 1996 to unite professionals from the three disciplines of Investment Management, Estate Planning, and Tax Planning/Preparation. He was one of the pioneers of this holistic style of firm, which allows clients the benefit of fewer miscommunications between professionals, as well as the confidence of knowing everyone is on the same page regarding their unique situation.

NetVEST has long been a member of excellent standing with the Better Business Bureau and is an accomplished financial services firm in Arizona. Mr. Cartolano has consistently been a top performing advisor with his broker/dealer firm, and has been recognized as such throughout his distinguished career.